Summary:
Apps such as Acorns and Chime simplify savings through automatic investments and fee-free banking, while others like Digit use automated strategies to aid savings.
Budgeting apps like Mint and YNAB provide comprehensive tools to help users manage spending and track finances effectively.
Prism and Truebill help manage and reduce expenses by tracking bills and subscriptions, avoiding late fees and unnecessary charges.
CreditAssociates® offers personalized strategies to reduce credit card debt significantly within 24-36 months; contact us today for a free debt assessment and start your journey to financial freedom.
Millions of people are looking for the best app to save money. In this article, we will explore some of the top apps that can help you achieve your financial goals.
15 Great Apps that Help You Save Money
People are always looking for ways to save money, and luckily, there are a number of great apps that can help. These apps provide insights into your spending, allow you to set goals and track your progress, and help you find ways to save money on various things. So if you’re looking for a way to start saving, check out these great apps.
Acorns
Acorns is an investing app that helps you grow your savings by rounding up your spare change and investing it in a diversified portfolio of ETFs. Acorns is a great app for saving money because it takes very little effort to get started and to see results.
Great for: People who are new to investing
Cost: Acorns offers two different pricing tiers. One for personal use for $3 per month and the other for families at $5 per month.
Platform: iOS and Android
Albert
Albert is an app that helps you save money by giving you cash back on your everyday purchases, helping you pay your bills on time, and providing guidance on how to grow your finances. Albert is a great app for saving money because it offers a wide range of features that can help you in different areas of your financial life.
Great for: Advice on your personal budget
Cost: “Pay What’s Fair Pricing” that allows you to pick how much you will pay for the use of the app.
Platform: iOS
Chime
Chime is a banking app that helps you save money by avoiding fees, getting paid early, and growing your money with your savings account. Chime is a great app for saving money because it offers a simple and easy way to manage your finances with no monthly fees.
Great for: People who want to save without a lot of extra effort
Cost: Free
Platform: iOS and Android
Current
Current is a mobile app that helps you save money by rounding up your spending and investing the spare change into savings goals. Current is great for saving money because it makes it easy to save without a lot of extra effort. You can create savings goals and round up your spending with just a few taps on your phone.
Great for: People looking for an alternative to traditional banking
Cost: Free
Platform: iOS and Android
Marcus by Goldman Sachs
Marcus by Goldman Sachs is an app that helps you save money by automating your finances and giving you insights into how to grow your money. The app offers a wide range of features, making it a great option for people looking for an all-in-one solution to their financial needs. Additionally, the app is free to use, making it an affordable option for people on a budget.
Great for: Those who want an all-inclusive budgeting app
Cost: Free
Platform: iOS and Android
Marcus by Goldman Sachs Website
Mint
Mint is a personal finance app that helps you stay on top of your spending, budget, and investments. The app offers a wide range of features to help you monitor your finances and make informed decisions about your money.
Great for: People who are financially inexperienced
Cost: Offers both a free version and a paid version at $4.99 per month
Platform: iOS and Android
Oportun
Oportun is a financial services provider that not only offers loans and credit cards but also specializes in enhancing your ability to save effortlessly. The innovative feature, Set & Save™, automates your savings, making it easier to achieve your financial goals without constant monitoring. Once you link your bank account, the app analyzes your spending patterns and smartly transfers funds to help you reach your predefined savings goals. Additionally, this feature helps maintain a safe bank balance, reducing the likelihood of overdrafts. Oportun has been recognized as the #1 savings app of 2024 by Bankrate, highlighting its effectiveness in helping users manage their finances with ease.
Great for: Anyone looking to automate their savings while building credit
Cost: Free 30-day trial, $5/month after trial, free for one year with a personal loan
Platform: iOS and Android
PocketGuard
PocketGuard is a personal finance app that helps you take control of your money, optimize your spending, and grow your savings automatically. The app offers a wide range of features to help you monitor your finances and make informed decisions about your money. PocketGuard is great for saving money because it makes it easy to save without a lot of extra effort.
Great for: Those who want a simplified approach to budgeting
Cost: Free
Platform: iOS and Android
Prism
Prism is an app that helps you manage and stay on top of your bills. The app offers a wide range of features to help you monitor your finances and make informed decisions about your money. Prism is great for saving money because it makes it easy to keep track of your bills and helps you avoid any late fees.
Great for: People wanting an easier way to pay their bills
Cost: Free
Platform: Android, iOS and Windows
Qapital
Qapital is an award-winning app designed to let you save, invest, and spend with any goal in mind. Qapital helps you stop overspending and it can give peace of mind as you save for the future. The app offers a wide range of features to help you monitor your finances and make informed decisions about your money.
Great for: People who are motivated by goal visualization
Cost: Basic plans begin at $3 per month with additional plans containing more features. Also offers a 30-day free trial.
Platform: iOS and Android
Truebill
Truebill is an app that helps you manage your subscriptions and stay on top of your finances. The app offers a wide range of features to help you monitor your spending and make informed decisions about your money. Truebill is great for saving money because it makes it easy to keep track of your subscriptions and helps you avoid any unnecessary fees.
Great for: People who want to reduce their monthly expenses
Cost: Truebill is free, but also offers a premium plan that ranges from $3-$12 per month.
Platform: iOS and Android
YNAB (You Need a Budget)
The YNAB app is a tool that helps you take control of your money. It has a proven four-rule method that will help you reach your financial goals faster. The app is easy to use and can help you get your finances in order. Additionally, budgeters who use the YNAB app save an average of $600 in their first two months and more than $6,000 their first year.
Great for: People who want a detailed and in-depth budgeting app
Cost: YNAB offers their app for $14.99 per month or $98.99 per year, if you choose annual payments
Platform: iOS and Android
Wally
Wally is an app that allows you to keep track of your spending and savings. It’s a great tool for helping you reach your financial goals. Wally makes it easy to see where your money is going and provides insights on how to improve your finances.
Great for: People wanting a simple app for budgeting
Cost: Free
Platform: iOS
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Related Questions:
How can I save money fast?
There are a number of ways to save money quickly. One way is to use an app to help you automate your savings. Another way is to be mindful of your spending and make a budget that works for you.
How much money should I save every month?
It’s best to save as much money as you can each month. The more you save, the more progress you’ll make toward your financial goals. Try to save at least 10% of your income each month to see results.
What is the $5 challenge?
The $5 challenge is a great way to jump-start your savings. The challenge works by setting aside every $5 bill that you get. Over time, this will add up to be a nice chunk of savings that you can use for anything you want. This challenge could also be done with any other denomination of bills.
How can budgeting help you save money?
Budgeting can help you save money by giving you a clear picture of your spending and income. This will allow you to make informed decisions about your money and help you reach your financial goals.